79HQ)RU n DQJL GHQH IXQNVMRQHQ Pn +¡\WWDOHU
/\GHQKHWHQVNDOVW¡WWH6\VWHPO\GNRQWUROOIXQNVMRQHQ
RJDOWHUQDWLYHWVNDOYUHVDWWWLO
'X NDQ ¿QQH DQYLVQLQJHU IRU 79IXQNVMRQHQ L GHQ
9HOJ ¡QVNHW NDWHJRUL PHG UHWQLQJVNQDSSHQH +YHU
([LW
,QQKROGHW L GHQ HOHNWURQLVNH KnQGERNHQNDQ
YDULHUHDYKHQJLJDYPRGHOO
'X NDQ ¿OWUHUH GH RSSI¡UWH
ÀHUH JDQJHU YHG n WU\NNH Sn GHQ
NDQDOHQHEOLUODJWWLOOLVWHQ)RUnIMHUQHpQHOOHUÀHUH
PHQ\HQIRUn¿OWUHUHNDQDOHQHL
DOWHUQDWLYHW NDQ GX YHOJ pQ DY IDYRULWWOLVWHQH GLQH
¿OWUHUH
¿QQHHQNDQDORJVWLOOHGHQLQQ'HLVVHHQGULQJHQHYLO
NQDSSHQHWWHU¿OWUHULQJPHQV
.RQ¿JXUHUHU)RUHOGUH,QQVWLOOLQJHU
c YLVH IRUHOGUHOnVQLYn PHQ\DOWHUQDWLYHU E¡U 3,1
NRGHQWDVWHVLQQ(WWHUGXKDUWU\NWULNWLJ3,1NRGHVn
,QQVWLOOLQJ DY PHQ\OnV DNWLYHUHU HOOHU
+YLVGHWWHDOWHUQDWLYHWHUDQJLWWYLOGHQ
0HUN +YLV ODQGVDOWHUQDWLYHW L )¡UVWH LQVWDOOHULQJ HU
VDWWWLO)UDQNULNH,WDOLDHOOHU)UDQNULNHYLOYHUGLHQIRU
9RNVHQOnVYUHVDWWWLOnUVRPVWDQGDUG
+YLVGHWWHDOWHUQDWLYHWHUVHWWHVWLO
'H¿QHUHUHQQ\3,1
UN6WDQGDUG3,1 NDQ VHWWHV WLO HOOHU
+YLVGXKDUGH¿QHUW3,1EOLUIRUHVSXUWDYKHQJLJDY
YDOJDYODQGLO¡SHWDY)¡UVWH,QVWDOOHULQJEUXNHUGX
3,1NRGHQGXKDUGH¿QHUW
1RHQDOWHUQDWLYHUHUNDQVNMHLNNHWLOJMHQJHOLJDYKHQJLJ
DYYDOJDYODQGL)¡UVWHLQVWDOOHULQJ
9LVHUDOWHUQDWLYHUIRU¿OWUHULQJ
6¡N7H[WNQDSS
.REOH HQ 86%GLVN WLO 79HQ QnU 79HQ
HU VOnWW DY'X E¡U GD VOn Sn 79HQ IRU n DNWLYHUH
RSSWDNVIXQNVMRQHQ
%\WWHWLOHQDQQHQNULQJNDVWLQJHOOHUNLOGHHULNNH
WLOJMHQJHOLJXQGHUHWRSSWDN
,GHWWHRSSVHWWVDOWHUQDWLYHWYLVHVEDUHKHQGHOVHQH
IRUGHQXWKHYHGHNDQDOHQ
)LOWHU7H[WNQDSS9LVHUDOWHUQDWLYHUIRU¿OWUHULQJ
.REOH HQ 86%GLVN WLO 79HQ QnU 79HQ
HU VOnWW DY'X E¡U GD VOn Sn 79HQ IRU n DNWLYHUH
RSSWDNVIXQNVMRQHQ
%\WWHWLOHQDQQHQNULQJNDVWLQJHOOHUNLOGHHULNNH
WLOJMHQJHOLJXQGHUHWRSSWDN
9LVHUDOWHUQDWLYHUIRU¿OWUHULQJ
.REOH HQ 86%GLVN WLO 79HQ QnU 79HQ
HU VOnWW DY'X E¡U GD VOn Sn 79HQ IRU n DNWLYHUH
RSSWDNVIXQNVMRQHQ
%\WWHWLOHQDQQHQNULQJNDVWLQJHOOHUNLOGHHULNNH
WLOJMHQJHOLJXQGHUHWRSSWDN
Sn2.NQDSSHQIRU+HQGHOVHV
NQDSSHQ+YLVKHQGHOVHQ
IRUnEOLWDWWRSS+YLVGHQYDOJWHKHQGHOVHQEOLUVHQGW
'XNDQLNNHE\WWHWLOHQDQQHQNDQDOHOOHU
NLOGHPHQVGHWHUHWDNWLYWRSSWDNHOOHUWLGVXUSnGHQ
JMHOGHQGHNDQDOHQ
'HWHULNNHPXOLJnVHWWHWLGVXUHOOHURSSWDNVLQQVWLOOLQJ
IRU WR HOOHU ÀHUH LQGLYLGXHOOH KHQGHOVHU Sn VDPPH
WLGVLQWHUYDOO
79HQHULVWDQGWLOn¿QQHRJRSSGDWHUHDXWRPDWLVN
+YLV Q\H RSSGDWHULQJHU EOLU IXQQHW YLO QHGODVWLQJHQ
HOOHUWLOLQWHUQHWW+YLVHQQ\SURJUDPYDUHEOLUIXQQHW
,NNHNREOHIUDVWU¡POHGQLQJHQPHQVO\VGLRGHQ
EOLQNHUXQGHURPVWDUW+YLV79HQLNNHYLOVOnVHJSn
HWWHURSSJUDGHULQJHQWUHNNHUGXXWVW¡SVHOHWYHQWHU
LWRPLQXWWHURJNREOHUGHWWLOLJMHQ