̣͈͇͚͈͉̻͎̈́́̀͗̈́̾͒̈́͒̀͒͒͂͛͏͈͎͓͈͉͚͕͈͑͋̀͒̓̀͒͆̈́͏͈͎͍͑͋͛͋̈́͒̀͛
͒͆͐͋̈́͂̀͊͛͒̈́͏͉͈͈͉͆͐̀͒͆͐͋͏͚͒̈́͏͇͎͉͓͆͐́̀͋̾̓̀͐̀͑͒̽͏̀͐̓̈́
͈͉͈͔͈͈͈͑́̽͑̈́̀̓̈́͌̈́͋̀͌̾̈́͒̀͋̀̀͌͒̈́͑͒ͅ͏͎͔͔͚̽͊͂̀͐
̵͖͏͎͍͉͔͉͕͉͓͉͍͇͕̓͒͑͌͒͑͝ͅ͏͓͕͓͕͖͋͌̀͌̾͒̓͌̓͋͑
͍͎͎͕͓͌̓̓͑͞
̥͌̈́͏͇͈͂̽͑͒̈́͋̈́͒͆͌̀͌͒̾̈́͒͆͑̈́͏̻͎͓͒͆͐̀͑͌̀͏͎͚͋͊͂͆͑͆͐
̬͎͓͆͌̀͑͌̀͏͎͎͎̼͎̻͍͎̻͋͊͂̽͑̈́͒̈́͒͒͌͌̀͒͆͐́͌̀͐̀̈́͏͎͓̾
̲͒͆͌̈́͏͈͈̻͓͈͉̻̾͒͗͑͆͋̀͐͆͋͐͒͗͌͑͑͒̀͒͌͒͆͐́͌̀͐̀̈́͜ͅ͏͎͓̾
͈͉̀͌͒̀͒̀͑͒̽͑͒̈́͒͆͌
̦͎̓͊͑͏͎͉͔͉͕͖͉͍͇͕͑͌͒͑͝͏͔͖͔͕͎͕͓͋͌͑̀̓͑͞
̬͚͈͊͐ ͓͑͌̀͏͎͎͇͋͊͂͆̈́̾ ͆ ̼͌̀ ͓͉͓͑͑̈́̽ ͉̼̈́͒̈́͊͑͒̈́ ͒͆ ͇͎͚́̀͋͌͋͆͑͆
͎͓͉͒͆͊̈́͒͏͎͈͉͎͓͎͔͌͛͑͑͒̽͋̀͒͐͑͛͋͗͌̀͋̈́͒KQHLN|RQD
̬͎͓͆͌̀͑͌̀͏͎͎͎̼͎̻͍͎̻͋͊͂̽͑̈́͒̈́͒͒͌͌̀͒͆͐́͌̀͐̀̈́͏͎͓̲̾̈́
̈́͏͈͈̻̾͒͗͑͆͋̀͐͆͋͐ͅ͏̼͈͈͉͇̈́͌̀̀͌͒̀͒̀͑͒̀̈́̾͊̽͏̻͗͐͆́͌̀
̀̈́͏͎͓̾
en
Ú
,QVWDOODWLRQLQVWUXFWLRQV
6DIHW\SUHFDXWLRQV
5HDGWKHDSSOLDQFHVLQVWUXFWLRQVEHIRUHLQVWDOOLQJDQGXVLQJ
7KHLPDJHVVKRZQLQWKHVHLQVWUXFWLRQVDUHIRUJXLGDQFHRQO\
7KHPDQXIDFWXUHULVH[HPSWIURPDOOUHVSRQVLELOLW\LIWKH
UHTXLUHPHQWVRIWKLVPDQXDODUHQRWFRPSOLHGZLWK
7KLV DSSOLDQFH PXVW RQO\ EH XVHG LQ ZHOO YHQWLODWHG SODFHV ,W PXVW
QRWEHFRQQHFWHGWRDFRPEXVWLRQSURGXFWUHPRYDOGHYLFH
$OORSHUDWLRQVUHODWLQJWRLQVWDOODWLRQFRQQHFWLRQUHJXODWLRQ
DQGFRQYHUVLRQWRRWKHUJDVW\SHVPXVWEHFDUULHGRXWE\DQ
DXWKRULVHGLQVWDOODWLRQHQJLQHHUUHVSHFWLQJDOODSSOLFDEOH
UHJXODWLRQV VWDQGDUGV DQG WKH VSHFLILFDWLRQV RI WKH ORFDO JDV
DQGHOHFWULFLW\VXSSOLHUV6SHFLDODWWHQWLRQVKDOOEHSDLGWR
YHQWLODWLRQUHJXODWLRQV
,WLVUHFRPPHQGHG\RXFRQWDFWWKH7HFKQLFDO$VVLVWDQFH
6HUYLFHWRFKDQJHWRDQRWKHUJDVW\SH
7KLVDSSOLDQFHKDVEHHQGHVLJQHGIRUKRPHXVHRQO\QRWIRU
FRPPHUFLDO RU SURIHVVLRQDO XVH 7KLV DSSOLDQFH FDQQRW EH LQVWDOOHG
RQ\DFKWVRULQFDUDYDQV7KHZDUUDQW\ZLOORQO\EHYDOLGLIWKH
DSSOLDQFHLVXVHGIRUWKHSXUSRVHIRUZKLFKLWZDVGHVLJQHG
%HIRUHLQVWDOOLQJ\RXQHHGWRFKHFNWKDWORFDOGLVWULEXWLRQ
FRQGLWLRQVDUHFRPSDWLEOHZLWKWKHDSSOLDQFHVDGMXVWPHQW
LQGLFDWHGRQWKHVSHFLILFDWLRQVSODWHJDVW\SHDQGSUHVVXUH
SRZHUYROWDJH
%HIRUH\RXEHJLQWXUQRIIWKHDSSOLDQFHVHOHFWULFLW\DQGJDV
VXSSO\
7KHVXSSO\FDEOHPXVWEHDWWDFKHGWRWKHXQLWWRSUHYHQWLWIURP
WRXFKLQJKRWSDUWVRIWKHRYHQRUKRE
$SSOLDQFHVZLWKHOHFWULFDOVXSSO\PXVWEHHDUWKHG
'RQRWWDPSHUZLWKWKHDSSOLDQFHVLQWHULRU,IQHFHVVDU\FDOORXU
7HFKQLFDO$VVLVWDQFH6HUYLFH
%HIRUHLQVWDOOLQJ
7KLVDSSOLDQFHLVFODVVW\SHDFFRUGLQJWRWKH(1
UHJXODWLRQIRUJDVDSSOLDQFHVEXLOWLQDSSOLDQFH
7KHNLWFKHQXQLWLQZKLFKWKHDSSOLDQFHLVLQVWDOOHGPXVWEH
SURSHUO\VHFXUHGDQGVWDEOH
7KHNLWFKHQXQLWVQH[WWRWKHDSSOLDQFHWKHODPLQDWHGFRYHULQJ
DQG JOXH IRU DGKHULQJ LW PXVW EH PDGH RI QRQIODPPDEOH DQG KHDW
UHVLVWDQWPDWHULDOV
7KLVDSSOLDQFHFDQQRWEHLQVWDOOHGDERYHIULGJHVZDVKLQJ
PDFKLQHVGLVKZDVKHUVRUVLPLODU
7KHKREPD\RQO\EHILWWHGDERYHDYHQWLODWHGRYHQ
,IDQRYHQLVLQVWDOOHGXQGHUQHDWKWKHKREWKHWKLFNQHVVVSHFLILHG
IRUWKHZRUNVXUIDFHPD\H[FHHGWKHPLQLPXPWKLFNQHVVVWDWHGLQ
WKHVH LQVWUXFWLRQV 2EVHUYH WKH LQIRUPDWLRQ LQ WKH RYHQ LQVWDOODWLRQ
LQVWUXFWLRQV
,IDQH[WUDFWRUIDQLVLQVWDOOHG\RXPXVWIROORZWKHLQVWUXFWLRQVLQ
WKHLQVWDOODWLRQPDQXDODOZD\VUHVSHFWLQJWKHPLQLPXPYHUWLFDO
GLVWDQFHIURPWKHKREILJ
3UHSDUDWLRQRIWKHNLWFKHQXQLWILJ
0DNHDQDSSURSULDWHVL]HFXWLQWKHZRUNVXUIDFH
,IWKHKRELVHOHFWULFRUPL[HGJDVDQGHOHFWULFLW\DQGWKHUHLVQR
RYHQEHORZSODFHDQRQIODPPDEOHVHSDUDWRUHJPHWDORU
SO\ZRRG PPIURPWKHERWWRPRIWKHKRE7KLVZLOOSUHYHQW
DFFHVVWRWKHEDVHRIWKHKRE,IWKHKRELVJDVLWLV
UHFRPPHQGDEOHWRSODFHWKHVHSDUDWRUDWWKHVDPHGLVWDQFH
6HDODOOZRUNVXUIDFHVPDGHRIZRRGZLWKVSHFLDOVHDOHUJOXHWR
SURWHFWLWDJDLQVWPRLVWXUHGDPDJH
,QVWDOODWLRQRIDSSOLDQFHILJ
1RWH :HDUSURWHFWLYHJORYHVWRILWWKHKRE
7KHFOLSVDQGDGKHVLYHVHDOXQGHUVLGHRIWKHKREDUHIDFWRU\
ILWWHG'RQRWUHPRYHWKHVHXQGHUDQ\FLUFXPVWDQFHV7KH
DGKHVLYHVHDOSUHYHQWVZDWHUVHHSDJH
6HFXULQJWKHDSSOLDQFHWRWKHILWWHGXQLW
7XUQWKHKRELQWRWKHFRUUHFWSRVLWLRQ
/RRVHQWKHVFUHZVRQWKHEUDFNHWVVRWKH\FDQWXUQIUHHO\<RX
GRQRWQHHGWRIXOO\XQGRWKHVFUHZVRQWKHEUDFNHWV
3ODFHWKHKRELQWKHZRUNWRSFXWRXWPDNLQJVXUHLWLVFHQWUDO
3UHVV GRZQ RQ WKH VLGHV RI WKH JDV KRE XQWLO LW LV UHVWLQJ IXOO\ RQ
WKHFXWRXWHGJHV
7XUQWKHEUDFNHWVDQGWLJKWO\VFUHZWKHPLQ7KHVFUHZVIRUWKH
EUDFNHWVPXVWEHYHUWLFDOWRWKHEDVHRIWKHKRXVLQJ
7KHSRVLWLRQRIWKHEUDFNHWVGHSHQGVRQWKHZRUNWRSWKLFNQHVV
'RQRWVWLFNWKHKRERQWRWKHZRUNWRSZLWKVLOLFRQH
5HPRYDORIKRE
7XUQRIIWKHDSSOLDQFHVHOHFWULFLW\DQGJDVVXSSO\
8QVFUHZWKHFOLSVDQGSURFHHGLQWKHUHYHUVHRUGHUWRLQVWDOODWLRQ
*DVFRQQHFWLRQILJ
7KHJDVFRQQHFWLRQPXVWEHORFDWHGLQDSRVLWLRQZKHUHWKHVWRS
WDSLVDFFHVVLEOH
7KHHQGRIWKHLQOHWFRQQHFWLRQSRLQWRIWKHJDVKREKDVDµ
WKUHDG PPWKDWDOORZVIRU
■ $IL[HGFRQQHFWLRQ
■ &RQQHFWLRQXVLQJDIOH[LEOHSLSH/ PLQ PPD[ P
<RXPXVWSUHYHQWWKHSLSHIURPFRPLQJLQWRFRQWDFWZLWKPRYLQJ
SDUWVRIWKHNLWFKHQXQLWIRUH[DPSOHDGUDZHUDQGSUHYHQW
DFFHVVWRDQ\VSDFHVZKLFKPLJKWEHFRPHREVWUXFWHG
,I\RXQHHGWRPDNHDF\OLQGULFDOFRQQHFWLRQUHSODFHWKHIDFWRU\
ILWWHG/WXEHZLWKWKHRQHLQWKHDFFHVVRU\EDJILJ D
3OHDVHUHPHPEHUWRLQVHUWWKHVHDO
: 'DQJHURIOHDNV
,IDQ\FRQQHFWLRQLVKDQGOHGFKHFNWKHVHDO
7KHPDQXIDFWXUHULVQRWOLDEOHIRUDQ\FRQQHFWLRQOHDNLQJDIWHU
EHLQJKDQGOHG
(OHFWULFFRQQHFWLRQILJ
7KLVDSSOLDQFHLVW\SH´<µWKHVXSSO\FDEOHFDQRQO\EHFKDQJHG
E\WKH7HFKQLFDO$VVLVWDQFH6HUYLFHDQGQRWWKHXVHU7KHFDEOH
W\SHDQGPLQLPXPFURVVVHFWLRQPXVWEHUHVSHFWHG
7KHKREVDUHVXSSOLHGZLWKDSRZHUFDEOHZLWKRUZLWKRXWDZDOO
VRFNHWSOXJ
$SSOLDQFHVZLWKSOXJVPXVWRQO\EHFRQQHFWHGWRVRFNHWVWKDW
KDYHHDUWKZLUHVFRUUHFWO\LQVWDOOHG
3URYLGHDQRPQLSRODUFXWRIIVZLWFKZLWKDPLQLPXPFRQWDFW
RSHQLQJRI PPH[FHSWIRUSOXJFRQQHFWLRQVLIWKHXVHUKDV
DFFHVVWRLW
&KDQJLQJWKHJDVW\SH
,I WKH FRXQWU\V UHJXODWLRQV DOORZ WKLV DSSOLDQFH FDQ EH DGDSWHG WR
RWKHUW\SHVRIJDVVHHVSHFLILFDWLRQVSODWH7KHFRPSRQHQWV
UHTXLUHGIRUWKLVDUHLQWKHWUDQVIRUPDWLRQNLWVXSSOLHGGHSHQGLQJ
RQWKHPRGHORUDUHDYDLODEOHIURPRXU7HFKQLFDO$VVLVWDQFH
6HUYLFH
,PSRUWDQW $IWHU ILQLVKLQJ VWLFN WKH VWLFNHU LQGLFDWLQJ WKH QHZ JDV
W\SHFORVHWRWKHVSHFLILFDWLRQVSODWH
7KHIROORZLQJVWHSVVKRXOGEHWDNHQ
5HSODFLQJWKHQR]]OHVRQWKHKLJKRXWSXWQRUPDORXWSXWDQG
HFRQRP\KREEXUQHUVILJ
5HPRYHWKHSDQVXSSRUWVEXUQHUFDSVDQGGLIIXVHUV
&KDQJH WKH QR]]OHV XVLQJ WKH VSDQQHU FRGH SURYLGHG E\
RXU7HFKQLFDO$VVLVWDQFH6HUYLFHVHHILJ WDNLQJVSHFLDO
FDUHWRHQVXUHWKDWWKHQR]]OHGRHVQRWIDOOZKHQLWLVUHPRYHG
IURPRUILWWHGWRWKHEXUQHU
(QVXUHWKDWLWLVFRPSOHWHO\WLJKWHQHGLQRUGHUWRJXDUDQWHHWKH
VHDO
3ULPDU\DLUDGMXVWPHQWLVQRWQHFHVVDU\ZLWKWKHVHEXUQHUV
3RVLWLRQWKHGLIIXVHUVDQGEXUQHUFDSVRQWKHFRUUHVSRQGLQJ
ULQJV7KHSDQVXSSRUWVPXVWDOVREHSRVLWLRQHGFRUUHFWO\
&KDQJLQJWKHQR]]OHVRIGRXEOHIODPHEXUQHUV
,QRUGHUWRUHSODFHWKHQR]]OHVWKHDSSOLDQFHJODVVSODWHZLWKWKH
FXWRXWSURILOHVPXVWEHUHPRYHG7KHJODVVSODWHLVDWWDFKHGWR
WKHUHVWRIWKHKREE\PHDQVRIDFOLSV\VWHP